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Rate Watch

Utah Credit Union Auto Loan Rates

The lowest advertised auto loan rate at Utah credit unions, checked by hand and dated. Pick one to see your payment, try it in the car calculator, or use it for your car search.

Lowest rate– 
Average– 
Highest rate– 
Last checked–newest rate check

Lowest “as low as” APR on new and used auto loans. Click a credit union to see what it does to your payment.

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How rates have moved

Each check date, from the rate each credit union had in force that day.

The rate is only half the loan.

Dealers can mark up the rate, stretch the term or pack the payment with add-ons. We help you walk in pre-approved and keep the financing office honest.

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How to read these rates. Each number is the lowest “as low as” APR the credit union advertises on its website for new and used auto loans, logged with the date we checked it. These usually assume excellent credit, the shortest term and any checking or autopay discount listed in the details. Change compares each credit union’s newest rate with the one before it. Most credit unions require membership, which is often open to anyone who lives or works in Utah. This is not a loan offer or financial advice; confirm the rate with the credit union before you apply.