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Car Ownership Cost Calculator

Sticker price is one number. What you actually pay is fuel, maintenance, insurance, registration and depreciation, every year, over the miles you really drive. Price one vehicle, then add a second or third when you want to see the gap. Print any of it.

1 Miles you drive
Drive somewhere regularly? Put both addresses in and we will measure it. Otherwise just type your one-way distance below.
mi
48 allows four weeks off.
mi/yr
Errands, weekends, road trips.
11,200 miles a year — 7,200 on the drive above, 4,000 everything else
2 The vehicle you are weighing
Assumptions — fuel prices, how long you keep it, what to count
yrs
$
$
$
¢/kWh
$
Utah full-coverage average. Liability only runs about $1,110.

Count these costs

Cost per year, side by side

$0

The cheapest car to buy is rarely the cheapest car to own.

We run these numbers on every vehicle we vet, alongside a pre-purchase inspection and the negotiation. You get the one that costs least over the years you actually keep it.

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Where these numbers come from. Fuel economy is pulled live from the EPA's official database for the exact year, model and engine you select. Everything else is a good-faith estimate built from published averages, not a quote. Registration assumes a Wasatch Front county. Maintenance is AAA's per-mile figure for a new vehicle in that class, adjusted upward for the vehicle's age and its brand's repair record, and real repair bills vary enormously between two copies of the same car. Depreciation follows a standard resale curve fitted to the five-year loss for that segment; a clean history and low miles beat the curve, an accident record does not. Verified September 2026 against: